I have been an independent life insurance agent for 9 years, licensed in Arizona, New Mexico, Florida, Nevada and Washington. I specialize in mortgage protection life insurance, all kinds of life insurance and annuities. I also am a mortgage loan originator licensed to do any kind of home loans, like VA, FHA, Conventional and reverse mortgages. I have been in service to individuals for 40 years. I live in Clearwater, Florida, but travel to many states to help people to protect their families.